Denise Guerrero

1.250.000 €

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Montealto, Málaga

New Build Villa in Montealto with Private Garden

550 m² · 5 bed · 4 bath · Chalet

Denise’s take

Brand new 5-bedroom villa on 800m² plot in quiet Montealto

I rarely see new construction that offers this much space for the price - 550 square meters of living area plus an 800-square-meter private garden at €2,273 per square meter is exceptional value in today's market. Montealto sits perfectly between Benalmádena's coast and the mountains, giving you quick access to both the beach clubs and the hiking trails that make this area so appealing to international families. The five bedrooms make this ideal for buyers who want dedicated office space or regular guest accommodation. What sets this apart is the combination of modern construction standards with enough land to truly feel private, something increasingly rare as coastal developments get denser.

Denise Guerrero

Real buying costs

What Would This Cost You?

Based on the asking price of €1,250,000

Total purchase budget

€1,421,775

Purchase price
€1,250,000
VAT + AJD
€140,000
Notary
€2,500
Land registry
€1,375
Legal fees
€18,750
Mortgage fees
€9,150

Above purchase price

13.7%

Monthly mortgage payment

€4,104

Loan amount
€875,000
Interest rate
2.9%
Term
25 years
Total interest
€356,195

Annual running costs

€7,550

IBI (property tax)
€3,750
Community fees
€2,400
Home insurance
€1,250
Basura (waste tax)
€150
Per month
€629

Total monthly outgoing

€4,733

Mortgage + running costs

Cash needed at closing

€546,775

(Down payment plus buying costs)

Adjust your assumptions

Property type

Results update instantly as you change any value.

Denise works with mortgage brokers who specialize in international buyers and can often secure better terms.

These estimates are based on standard rates and fees for Andalucía in 2026. Actual costs vary depending on the property, municipality, mortgage lender, and your personal situation. This calculator is for informational purposes only and does not constitute financial advice.

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Property details

Location
Montealto, Málaga
Type
Chalet
Size
550 m²
Bedrooms
5
Bathrooms
4
Floor

Features

ParkingNew Build

Good for

FamiliesInvestorsAmericansEu Uk ExpatsDigital Nomads

The neighborhood

This property sits in Montealto, one of the areas international buyers most often ask about when they want Málaga to fit a very specific lifestyle brief.

Approximate location

What's nearby

Neighborhood intelligence

This context is pre-calculated before the property goes live, so you can understand how the area actually performs day to day.

Schools

Mariana Pineda

Público · infantil, primaria · spanish

472m · 6 min walk

Benalmádena

Público · eso · spanish

551m · 7 min walk

Colorín Colorado

Privado · infantil · spanish

581m · 7 min walk

Añoreta de Benalmádena

Público · infantil · spanish

581m · 7 min walk

Instituto Andaluz de Buceo Profesional

Privado · fp_grado_medio · spanish

650m · 8 min walk

Read the full International Schools Guide

Healthcare

Beach

Transport

Daily essentials

Climate

Walkability score

55/ 100

Based on schools, healthcare, transport, daily essentials, parks, pharmacies, and beach access within 1km.

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