Denise Guerrero

1.061.000 €

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Arroyo de la Miel, Málaga

Chalet in Arroyo de la Miel with Three Levels

304 m² · 4 bed · 3 bath · Chalet

Denise’s take

Multi-level family home minutes from Benalmádena's best beaches

I walked through this three-story chalet last week and immediately understood why it's been generating interest from both families and investors. The layout actually works—main floor living that flows to outdoor space, plus that dedicated office space that's become non-negotiable for my international clients working remotely. Arroyo de la Miel gives you the best of both worlds: residential calm but you're still just minutes from Bil Bil beach and the train connection to Málaga city. At this price point, you're competing with similar properties closer to the coast, but the extra space and parking here make sense for families who need room to breathe.

Denise Guerrero

Real buying costs

What Would This Cost You?

Based on the asking price of €1,061,000

Total purchase budget

€1,162,887

Purchase price
€1,061,000
Transfer tax (ITP)
€74,270
Notary
€2,500
Land registry
€1,375
Legal fees
€15,915
Mortgage fees
€7,827

Above purchase price

9.6%

Monthly mortgage payment

€3,483

Loan amount
€742,700
Interest rate
2.9%
Term
25 years
Total interest
€302,338

Annual running costs

€6,491

IBI (property tax)
€3,183
Community fees
€2,400
Home insurance
€758
Basura (waste tax)
€150
Per month
€541

Total monthly outgoing

€4,024

Mortgage + running costs

Cash needed at closing

€420,187

(Down payment plus buying costs)

Adjust your assumptions

Property type

Results update instantly as you change any value.

Denise works with mortgage brokers who specialize in international buyers and can often secure better terms.

These estimates are based on standard rates and fees for Andalucía in 2026. Actual costs vary depending on the property, municipality, mortgage lender, and your personal situation. This calculator is for informational purposes only and does not constitute financial advice.

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Property details

Location
Arroyo de la Miel, Málaga
Type
Chalet
Size
304 m²
Bedrooms
4
Bathrooms
3
Floor

Features

ParkingTerrace

Good for

FamiliesInvestorsSecond HomeEu Uk Expats

The neighborhood

This property sits in Arroyo de la Miel, one of the areas international buyers most often ask about when they want Málaga to fit a very specific lifestyle brief.

Approximate location

What's nearby

Neighborhood intelligence

This context is pre-calculated before the property goes live, so you can understand how the area actually performs day to day.

Schools

Benalmádena-Arroyo de la Miel

Público · spanish

261m · 3 min walk

Escuela Municipal de Música y Danza

Público · spanish

275m · 3 min walk

Escuela Infantil

Público · infantil · spanish

299m · 4 min walk

Nuestra Señora de la Luz

Público · infantil · spanish

304m · 4 min walk

La Paloma

Público · infantil, primaria · spanish

458m · 6 min walk

Read the full International Schools Guide

Healthcare

Beach

Transport

Daily essentials

Climate

Walkability score

70/ 100

Based on schools, healthcare, transport, daily essentials, parks, pharmacies, and beach access within 1km.

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