Denise Guerrero

890.000 €

← Back to selected properties

Centro Histórico, Málaga

Ático en calle Moreno Carbonero

122 m² · 1 bed · 1 bath · Floor 4 · Flat

Denise’s take

New build penthouse with 52m² of terraces in Centro Histórico

This penthouse gives you something rare in the historic center: genuinely modern construction with serious outdoor space. The 52m² of terraces across two levels means you're not cramped into those tiny balconies that most centro apartments offer. I love that it has two private entrances - the direct elevator access feels very New York loft, while the stair access gives you options during busy tourist seasons when elevators can be slow. The location on Moreno Carbonero puts you steps from Plaza de la Merced but on a quieter side street where you won't hear every late-night reveler. At €7,295 per square meter for a 2021 build in centro, you're paying a premium but getting construction quality that most historic renovations simply can't match.

Denise Guerrero

Real buying costs

What Would This Cost You?

Based on the asking price of €890,000

Total purchase budget

€976,155

Purchase price
€890,000
Transfer tax (ITP)
€62,300
Notary
€2,500
Land registry
€1,375
Legal fees
€13,350
Mortgage fees
€6,630

Above purchase price

9.7%

Monthly mortgage payment

€2,922

Loan amount
€623,000
Interest rate
2.9%
Term
25 years
Total interest
€253,611

Annual running costs

€4,414

IBI (property tax)
€2,670
Community fees
€1,200
Home insurance
€394
Basura (waste tax)
€150
Per month
€368

Total monthly outgoing

€3,290

Mortgage + running costs

Cash needed at closing

€353,155

(Down payment plus buying costs)

Adjust your assumptions

Property type

Results update instantly as you change any value.

Denise works with mortgage brokers who specialize in international buyers and can often secure better terms.

These estimates are based on standard rates and fees for Andalucía in 2026. Actual costs vary depending on the property, municipality, mortgage lender, and your personal situation. This calculator is for informational purposes only and does not constitute financial advice.

Now that you know the costs, find out which neighborhoods fit your budget.

Take the quiz and compare the budget with the lifestyle priorities you want to solve before seeing more homes.

Property details

Location
Centro Histórico, Málaga
Type
Flat
Size
122 m²
Bedrooms
1
Bathrooms
1
Floor
4

Features

Elevator

Good for

CouplesFamiliesDigital NomadsAmericansEu Uk Expats

The neighborhood

This property sits in Centro Histórico, one of the areas international buyers most often ask about when they want Málaga to fit a very specific lifestyle brief.

Read the Centro Histórico guide

Approximate location

What's nearby

Neighborhood intelligence

This context is pre-calculated before the property goes live, so you can understand how the area actually performs day to day.

Schools

Sagrado Corazón

Privado · bachillerato · spanish

58m · 1 min walk

Prácticas N-1

Público · infantil, primaria · spanish

245m · 3 min walk

San Andrés

Público · spanish

268m · 3 min walk

The British School of Málaga

Privado · primary, secondary · Bilingual (english) · british

268m · 3 min walk

Ángel Pericet

Público · spanish

286m · 3 min walk

Read the full International Schools Guide

Healthcare

Beach

Transport

Daily essentials

Climate

Walkability score

90/ 100

Based on schools, healthcare, transport, daily essentials, parks, pharmacies, and beach access within 1km.

More properties in Centro Histórico

Compare within the same area

See all in this area
I Want To BuyI Want To SellContact Denise