Centro Histórico, Málaga
Ático en calle Moreno Carbonero
122 m² · 1 bed · 1 bath · Floor 4 · Flat
Denise’s take
New build penthouse with 52m² of terraces in Centro Histórico
This penthouse gives you something rare in the historic center: genuinely modern construction with serious outdoor space. The 52m² of terraces across two levels means you're not cramped into those tiny balconies that most centro apartments offer. I love that it has two private entrances - the direct elevator access feels very New York loft, while the stair access gives you options during busy tourist seasons when elevators can be slow. The location on Moreno Carbonero puts you steps from Plaza de la Merced but on a quieter side street where you won't hear every late-night reveler. At €7,295 per square meter for a 2021 build in centro, you're paying a premium but getting construction quality that most historic renovations simply can't match.
Denise Guerrero
Real buying costs
What Would This Cost You?
Based on the asking price of €890,000
Total purchase budget
€976,155
- Purchase price
- €890,000
- Transfer tax (ITP)
- €62,300
- Notary
- €2,500
- Land registry
- €1,375
- Legal fees
- €13,350
- Mortgage fees
- €6,630
Above purchase price
9.7%
Monthly mortgage payment
€2,922
- Loan amount
- €623,000
- Interest rate
- 2.9%
- Term
- 25 years
- Total interest
- €253,611
Annual running costs
€4,414
- IBI (property tax)
- €2,670
- Community fees
- €1,200
- Home insurance
- €394
- Basura (waste tax)
- €150
- Per month
- €368
Total monthly outgoing
€3,290
Mortgage + running costs
Cash needed at closing
€353,155
(Down payment plus buying costs)
Adjust your assumptions
Results update instantly as you change any value.
Denise works with mortgage brokers who specialize in international buyers and can often secure better terms.
These estimates are based on standard rates and fees for Andalucía in 2026. Actual costs vary depending on the property, municipality, mortgage lender, and your personal situation. This calculator is for informational purposes only and does not constitute financial advice.
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Property details
- Location
- Centro Histórico, Málaga
- Type
- Flat
- Size
- 122 m²
- Bedrooms
- 1
- Bathrooms
- 1
- Floor
- 4
Features
Good for
The neighborhood
This property sits in Centro Histórico, one of the areas international buyers most often ask about when they want Málaga to fit a very specific lifestyle brief.
Read the Centro Histórico guideApproximate location
What's nearby
Neighborhood intelligence
This context is pre-calculated before the property goes live, so you can understand how the area actually performs day to day.
Schools
Sagrado Corazón
Privado · bachillerato · spanish
58m · 1 min walk
Prácticas N-1
Público · infantil, primaria · spanish
245m · 3 min walk
San Andrés
Público · spanish
268m · 3 min walk
The British School of Málaga
Privado · primary, secondary · Bilingual (english) · british
268m · 3 min walk
Ángel Pericet
Público · spanish
286m · 3 min walk
Healthcare
Beach
Transport
Daily essentials
Climate
Walkability score
Based on schools, healthcare, transport, daily essentials, parks, pharmacies, and beach access within 1km.
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